Synchrony's Optional Card Security
Get Peace of Mind with a Credit Card Protection Plan

Card Security
Click to play our video

When unexpected life events affect your finances, how will you manage your monthly Synchrony credit card payments? Synchrony’s optional Card Security program offers credit card payment protection that will give you peace of mind when you need it most.*


What is Card Security?

From cancellation of your minimum monthly payments to eliminating your Synchrony account balance up to $10,000, our optional Card Security program offers credit card payment protection to help you safeguard your finances and help you stay on track to whatever you’re working forward to in life.

Card Security covers you and your joint account holder in the event of seven life events. Your cost is $1.66 per $100 of the ending balance on your Synchrony account each month.

Card Security Cost Breakdown Example

Optional Credit Card Payment Protection for 7 Qualifying Life Events

You lose your job due to a general strike, layoff or unionized labor dispute, or are terminated through no fault of your own.
You are admitted to a hospital and are under a doctor’s care.
You are admitted to a nursing home and are under a doctor’s care.
The covered person passes away.
You are on an unpaid, employer-approved leave of absence from a full-time job.
Due to sickness or injury, you are unable to perform normal daily activities and require a doctor’s care.
A doctor diagnoses you with a medical condition that is expected to result in death in six months or less.

Did you know? With your registered account, you have access to these free cardholder features:


Pay Without Log In

Pay Without Log In is a simple, fast, secure way to make same-day Synchrony credit card payments online from any connected device — without logging in or having to remember yet another password.

Just register, enable and go!


View your FICO® Score

Get rid of paper clutter with eBill — a totally digital approach to statements and payments.

  • Schedule up to 12 months of payments or set up Autopay
  • Make same-day payments (until 11:59 pm EST)

Click to play our video


MySynchrony Mobile App

Put the power of online account management in the palm of your hand.

  • Stay on top of the Synchrony credit card accounts you manage at
  • Log in quickly using Touch ID, Face ID or Fingerprint Authentication


To enjoy these benefits, make sure to register your Synchrony credit card account on It’s easy! Click the “Register” button below to get started now or download our guide for simple, step-by-step instructions.

* Certain exclusions and eligibility requirements apply.